Smartsipcalc

Financial Calculators

Take control of your financial future. Our suite of free, easy-to-use calculators is designed to turn your questions into actionable plans.

Find the Right Tool for Your Goal

SIP Calculator
Popular
investment
Calculate returns on your systematic investment plans
mutual fundsinvestmentreturns
Lumpsum Calculator
investment
Calculate returns on one-time investments
mutual fundsinvestmentreturns
EMI Calculator
Popular
loan
Calculate your loan EMIs and total interest payable
loanhome loancar loan
SWP Calculator
returns
Plan your regular withdrawals from your investments and see how long your corpus will last
mutual fundsinvestmentreturns
Rent or Buy
Popular
investment
Should I Rent or Buy a House?
investmentreturnsloan
FD Calculator
Popular
investment
Calculate returns on your fixed deposits
fixed depositbankinterest
Goal Planner
planning
Set your goals, get personalized SIP plans, and grow your wealth with AI-powered insights. Plan smarter, invest better!
retirementpensioncorpus
Interest Calculator
arithmetic
Calculate both simple and compound interest on your investments or loans. Compare different interest rates, compounding frequencies, and visualize your investment growth over time.
bankinterest
Percentage Calculator
arithmetic
Calculate percentages, find what percent one number is of another, or determine percentage changes with our free online calculator.
bankinterest

Why Use a Financial Calculator?

Gain Clarity

Translate abstract financial goals into concrete numbers and see the impact of time and interest rates.

Set Realistic Goals

Understand what it takes to reach your targets and create achievable plans based on your income.

Compare Scenarios

Instantly see how different loan tenures, investment amounts, or interest rates affect your outcome.

Empower Your Decisions

Move from guesswork to data-driven decisions about your money, from buying a home to planning for retirement.

A Roadmap to Your Financial Goals

Select a calculator based on what you want to achieve.

1. Building Wealth & Savings

Whether you're starting with small, regular investments or a single large sum, these tools show you the power of compounding. Use the SIP, Lumpsum, and FD Calculators to project your investment growth.

2. Planning Major Life Purchases

Making big purchases like a home or car requires careful planning. Use the EMI Calculator to understand your loan obligations and the Rent vs. Buy Calculator to make one of life's biggest financial decisions.

3. Securing Your Retirement

Planning for a comfortable retirement is crucial. Use the Goal Planner to determine how much you need to save, and the SWP Calculator to plan how to draw a regular income from your accumulated corpus.

Frequently Asked Questions

What is the first step in financial planning?

The first step is to understand your current financial situation by creating a budget. Once you know your income and expenses, you can set clear, achievable financial goals. Our Goal Planner calculator is an excellent tool to help you quantify these goals.

How do I choose the right financial calculator?

Choose a calculator based on your immediate question. If you're planning regular investments, use the SIP Calculator. If you're considering a loan, use the EMI Calculator. If you're planning for retirement income, the SWP Calculator is what you need. Our page categorizes them to help you find the right tool for your goal.

Are the results from these calculators 100% accurate?

Our calculators provide accurate mathematical results based on the inputs you provide. However, they are financial planning tools that provide estimates. Real-world returns on investments are not guaranteed and can fluctuate with market conditions. Use these calculators as a guide to make informed decisions, not as a guarantee of future outcomes.

Disclaimer: The results provided by this calculator are for informational purposes only and do not constitute financial advice. Please consult a certified financial advisor before making any investment decisions.